Signals with confidence, not verdicts
Each read carries a probability band and a confidence figure. When the data is thin or the venues disagree, the model says so instead of inventing a direction.
Your Personal Analyst + AI
FINAI
You are paired with a real financial analyst who gets to know your goals, backed by AI that scans markets around the clock. No jargon, no guesswork, just hands-on guidance from day one.
RegulatedSegregated funds21,800 clients4.9 rating
- Regulated banking partners
- Segregated client funds
- Identity checks in under 10 minutes
- Withdrawals to the funding source only
- Human support, 24 hours, 5 days
Open your account
Takes just a few minutes.
No deposit required to see the dashboard
01 - Markets
Prices below are indicative mid-quotes taken from the last aggregation cycle and are shown for orientation, not for execution.
Trade Bitcoin, Ethereum and more
Real-time prices, advanced indicators and a professional-grade view of the markets that matter to you.
Every instrument on the desk is quoted against a blend of at least three independent liquidity sources. When those sources disagree by more than a set tolerance, the quote is flagged as unstable and the signal engine steps back rather than guessing. That is the boring, unglamorous part of running a market data stack, and it is the part that decides whether the number on your screen means anything at all.
| Instrument | Last | 24h | 7d | Model signal | Typical spread |
|---|---|---|---|---|---|
| BTCBitcoin | 68,412.20 | +1.84% | +4.10% | Accumulate | 0.08% |
| ETHEthereum | 3,284.65 | −0.62% | +2.37% | Hold | 0.10% |
| SOLSolana | 154.08 | +3.29% | +9.44% | Momentum | 0.14% |
| XRPRipple | 0.5921 | −1.05% | −2.18% | Reduce | 0.16% |
Spreads widen during scheduled macroeconomic releases and around weekend liquidity gaps. A signal label is a description of current model conditions, never an instruction, and it can flip within a single session.
A
Quotes you can audit
Each price row keeps a timestamp, a source count and a deviation figure. Open the audit drawer on any instrument and you can see which venue contributed, how stale the feed was and why a quote was rejected.
B
Costs printed before you commit
The ticket shows the spread in currency terms, the overnight financing figure and the conversion cost if your account currency differs from the instrument currency. No line item appears afterwards that was not visible before.
C
Position sizing built in
Type the amount you are willing to lose and the ticket calculates the position size for you, based on the current volatility band. It refuses sizes that would breach the risk ceiling you set during onboarding.
02 - Method
Most accounts complete all five steps in a single afternoon. Verification is the only stage that can wait on a third party.
How FINAI pairs you with an analyst
A real analyst and modern AI, working side by side, to help you build an additional income stream with guidance at every turn.
There is no hidden sixth stage, no upgrade tier that unlocks the real product and no sales call standing between you and the dashboard. You read, you verify, you calibrate, you fund at your own pace, and then you review what actually happened on a weekly cycle. The review step matters more than people expect: investors who write down why they entered a position outperform, over a year, the investors who do not.
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Read the terms first
Fees, spreads, financing costs and the withdrawal policy sit in one short document. Ten minutes here removes every surprise later.
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Verify your identity
Upload a government photo ID and a proof of address dated within ninety days. Most checks clear in under ten minutes during desk hours.
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Set your risk ceiling
Choose the maximum you are prepared to lose per position and per week. The order ticket then refuses anything that would breach it.
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Fund at your own pace
Deposit from a bank account or card in your own name. There is no tier to unlock and nobody will call you to ask for more.
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Review every week
Your weekly statement records what you traded, what it cost and what changed. Note down the reasoning and the next month reads better.
03 - Platform
Browser first, mobile second. Nothing to install, nothing that stops working when your laptop updates overnight.
Seven capabilities that carry the whole workspace
The workspace was designed backwards from the question retail investors actually ask at 9pm on a Tuesday: what do I own, what is it costing me, and what changed today.
Everything else - charting layers, correlation views, scenario tools - sits one click deeper so that the first screen stays legible. Panels can be pinned, reordered and saved as named layouts, and the layout you build on a desktop is the one you see on a phone, compressed rather than reshuffled.
The default workspace: watchlist on the left, allocation and exposure in the centre, the order ticket docked right. Every panel can be detached to a second monitor.
Capability
Live watchlists
Group instruments into named lists, sort by movement or by your own exposure, and keep the ones you actually trade at the top of the screen.
Capability
Costed order ticket
Spread, financing and conversion charges are shown in your account currency before you confirm, alongside the value at risk for the size you typed.
Capability
Exposure and allocation
One panel shows how much of the portfolio sits in each asset, each sector and each currency, with a warning when a single position dominates.
Capability
Scenario testing
Apply a historical shock - a 2018-style drawdown, a rate surprise, a weekend gap - and see what the current book would have done through it.
Capability
Alerts that reach you
Price, volatility and margin alerts arrive by push, email or SMS, with a quiet-hours setting so nothing wakes you unless it is a margin event.
Capability
Statements and exports
Download monthly statements, trade logs and cost breakdowns as CSV or PDF in a format your accountant can import without retyping anything.
Capability
Security controls
Two-factor login, a device list you can revoke from anywhere, and a full audit trail of every login, withdrawal request and settings change.
04 - Signals & benefits
Model output is expressed as a probability band with a confidence figure. A low-confidence read is shown as exactly that, not hidden.
AI spots the signal. Your analyst decides.
AI scans market data in real time and flags promising opportunities, but the final call always stays human. Your personal analyst weighs each signal against your goals and risk tolerance, pairing proven judgement with modern AI tools to act with discipline, not hype.
Everything you need, under one roof.
No charts to babysit, no timing to guess. The FINAI engine watches live order books across crypto exchanges, global equity feeds and major currency pairs, and routes trades the moment its models find a worthwhile setup.
Models are retrained on a fixed schedule and every retrain is logged with the date, the data window and the measured change in hit rate. When a model degrades, it is retired rather than quietly patched, and the retirement note is published in the changelog inside your account. We would rather tell you a signal stopped working than let you keep trading a stale one.
Signal view with confidence banding. The lower strip records how the same model performed on the previous ninety comparable setups.
Costs you can see in advance
Spreads, overnight financing and conversion charges appear on the ticket before you confirm, and again on the monthly statement in the same currency.
Risk limits you set yourself
Per-position and per-week ceilings are chosen during onboarding and enforced by the platform. Raising them requires a cooling period, not a click.
Support from salaried people
Nobody on the desk earns a percentage of your trading volume, so the advice you get is about understanding the product rather than using it more.
The same account, same layout, on a phone. Message history with your manager is kept in the app so nothing important lives in a personal inbox.
05 - People
A personal financial analyst, just for you.
Every member is matched with a personal financial analyst who has spent years in the markets. Drawing on their own expertise, proven analysis methods and modern AI tools, they help you spot worthwhile opportunities and stay by your side at every stage.
Account managers at FINAI are salaried. They are not paid a percentage of your trading volume, which removes the single largest conflict of interest in this industry. Their job is to make sure you understand the product you are using, to walk you through the risk settings, and to escalate anything that looks like pressure, panic or an account being operated by somebody other than its owner.
- Scheduled calls, never cold pressure to deposit more.
- Written summaries after every conversation, stored in your account.
- Escalation to compliance if a request looks coerced or unusual.
What stands behind the platform
No borrowed names or logos here - only what this service actually offers, how money moves and where the rules are published in full.
How your money is handled
- Client funds are held with regulated payment partners, separately from the company's own accounts.
- Identity is verified before the first withdrawal - the standard requirement for any regulated financial service.
- A withdrawal returns to the same account the deposit came from; a third-party account is never used.
- The connection is encrypted, and support answers within one business day.
Ways to fund and withdraw
- Bank card
- Bank transfer
- E-wallets
- Crypto transfer
Markets and assets
- Bitcoin
- Ethereum
- Gold
- Oil
- Stock indices
- Currency pairs
Published documents
Investing carries risk, including the loss of the capital you invest. The list above describes this service only and implies no endorsement by any third party.
06 - Trust & safety
Read this section slowly. It is the part of the page that describes what happens when things go wrong, which is the part that matters.
Your money, protected by design
Client funds sit with regulated payment partners, access is verified, and every withdrawal follows a documented route back to the account it came from.
Where your money actually sits
Client money is held in segregated accounts with regulated banking partners, kept apart from the operating capital of FINAI. Segregation means your balance is recorded against your name, reconciled every business day, and never used to pay salaries, marketing invoices or house positions. Withdrawals return to the same verified bank account or card that funded the deposit, which remains the simplest defence against account takeover, and requests above a modest threshold require a second factor plus a cooling period. Every login, device and withdrawal attempt is logged with a timestamp you can inspect yourself from the security tab, and you can revoke a device from any other device without contacting support.
Rules, risk and what we do not claim
Investing carries risk and no platform removes it. What a platform can do is be upfront: publish its terms, keep client money with regulated partners and document exactly how withdrawals work.
Onboarding follows standard know-your-customer and anti-money-laundering procedure: a government photo identity document, a proof of address dated within the last ninety days, and a short suitability questionnaire covering your experience, the stability of your income and your intended time horizon. Those answers are not decoration. They set the default leverage ceiling on your account, decide which instruments are visible to you at all, and trigger a mandatory conversation with a compliance officer if the profile and the requested exposure do not match. If you would fail a suitability test, we would rather find out on day one than after a loss.
- Identity and address verified before the first deposit is accepted.
- Suitability answers set your default leverage and instrument access.
- Third-party deposits are declined without exception.
- Unusual activity is escalated to a compliance officer, not to sales.
What this platform does not claim
We do not promise a fixed monthly return, and no employee is authorised to quote one - if anyone contacts you claiming to represent FINAI and offers a guaranteed percentage, that person is committing fraud and you should report the message to us. We do not offer capital protection. We do not describe our signal engine as a prediction of the future; it is a statistical read on conditions that have historically preceded certain outcomes, and historical frequency is not destiny. We do not manage discretionary portfolios on your behalf, we do not accept third-party deposits, and we do not pay referral bonuses that would encourage anyone to recruit inexperienced investors into leveraged products. Marketing copy on this page has been written to avoid the two phrases regulators flag most often: risk-free and guaranteed.
Complaints, disputes and exit
If something goes wrong, you can file a complaint from inside the account or by email, and you will receive a case reference the same business day. We aim to resolve straightforward cases within five business days and complex ones within fifteen, with written updates in between. Closing an account is a self-service action: request closure, withdraw the remaining balance to your verified source, and the account is archived. We keep the records for the period the law requires and delete everything else.
07 - Coverage
Availability differs by country. The signup flow checks your jurisdiction before it accepts a deposit, not after.
Relied on in over 150 countries.
From established financial centres to emerging markets, members turn to FINAI for a clear, guided way to invest. Wherever you are, the same personal support and transparent platform are within reach.
Marked regions indicate where retail onboarding is currently open. Grey areas are either under review or excluded by local rules.
Europe
- Germany - full retail access
- Netherlands - full retail access
- Spain - full retail access
- Poland - full retail access
- Sweden - limited instruments
Asia-Pacific & Middle East
- Singapore - accredited clients
- Japan - spot instruments only
- United Arab Emirates - full access
- Australia - full retail access
- New Zealand - full retail access
Americas & Africa
- Canada - province dependent
- Brazil - spot instruments only
- Chile - full retail access
- South Africa - full retail access
- Kenya - under review
Support is delivered in eleven languages, with local-hours phone cover in nine of them. Statements are issued in your account currency and in a format your tax adviser can import without retyping anything.
08 - Clients
Reviews are collected after at least ninety days of account activity and published without editing beyond spelling.
What FINAI traders are saying
A representative sample, not a highlight reel. The investors below were asked the same three questions: what changed, what surprised you, and what still annoys you.
My analyst sat down with me and explained everything clearly. I set my targets once, and now I watch my money grow without the stress of managing it myself.
James Mitchell
I'd never invested before - my analyst built the strategy and took me through each decision step by step. It's straightforward, no pressure, and my withdrawals come through on time.
Rachel Thompson
I started with a small amount just to see how it'd go. The support and clarity gave me the confidence to invest more as I went.
Sophie Chen
My analyst sends through recommendations and I approve or tweak them in minutes. It fits perfectly around my day job without taking over.
Daniel Walsh
What got me across the line was how open it all is. Every move is explained, and I see the reasoning before anything goes ahead.
Lisa Patel
The support team is real and they pick up. My first consultation was hands-on, and the platform has run smoothly and reliably ever since.
Michael O'Brien
09 - Questions
Cannot find your question? Support answers written enquiries within one business day, and there is no queue for existing clients.
Frequently asked questions
Six questions the onboarding desk hears most often, answered in plain language rather than in terms-and-conditions prose.
What's the minimum deposit to get started?
You can open and fund your account from A$360. You're welcome to add more to your balance as your investing plan grows.
How do I withdraw my money?
Log in to your dashboard, request a withdrawal anytime, and your funds go back to your chosen payment method within standard processing times.
Is my capital safe with FINAI?
Your account is secured with industry-grade encryption and identity verification. As with all investing, your money is at risk and can go down as well as up.
How fast can I start investing?
Most people finish signing up in minutes. Once your opening deposit clears, you can activate your plan straight away.
Are there any surprise fees?
All costs are laid out clearly before you sign on. Everything that applies to your plan is shown upfront - no hidden charges.
What's the legal age to invest with FINAI?
You must be at least 18 years old to open an account. We'll ask for proof of age and identity as part of registration.
Which payment methods does FINAI accept?
We take major debit and credit cards, bank transfers, and a range of e-wallets and crypto options. The full list shows up at checkout.
When can I reach customer support?
Our team is here Monday to Friday, 9:00 to 18:00, and we aim to get back to you within one business day.
How does tax on my investments work?
Any tax due on gains is based on where you live and is your own responsibility. Keep your records and speak to a tax professional about your situation.
What is KYC verification and why do I need it?
KYC is standard identity verification to keep your account secure. It's a routine step that every investing platform carries out.
Do I need trading experience to join FINAI?
No experience needed. You'll work with a dedicated personal financial analyst who walks you through every step - the expertise is built in.
Is FINAI a legitimate regulated service?
Yes - we're compliant with ASIC standards, with full account protection and verification in place. We follow all Australian financial regulations.
Who actually manages my portfolio?
A professional financial analyst assigned to you, backed by AI technology, works to your goals and risk appetite. The judgment and final say stays human throughout.
Can I add more money to my account later?
Absolutely. Top up your balance whenever you want and sit down with your analyst to adjust your plan as your goals change.
TRUSTED
FINAI Reviews
4.9
718 reviews · Based on 5,026 ratings
10 - Apply
Ready to put your capital to work?
Open your account in minutes, fund it from a modest minimum, and start tracking transparent progress from day one alongside your analyst.
Submitting the form does not open a funded account and does not commit you to a deposit. It puts your name in the review queue, triggers the identity check email, and gives you read-only access to the workspace so you can look at the tools before deciding anything. If you change your mind, reply to any message with the word remove and the record is deleted.
- Review of your application within one business day.
- Read-only dashboard access while you decide.
- No card details requested at this stage.
Open your account
Takes just a few minutes.
Capital at risk · No guaranteed returns